Our future value of money calculator lets you estimate the growth of your financial investments. The calculator estimates the combined return of an initial deposit and regular monthly contributions over time.
Cash reserves
As a business owner you’ll understand the importance of building cash reserves. Reserves are vital for business longevity, ensuring cash flow for future equipment replacement and providing a financial cushion during market downturns. With our future value of money calculator you can:
- Estimate the required monthly contribution to achieve specific financial targets
- See how different interest rates impact your long-term results
- Make more informed decisions based on financial projections
Whether you’re saving for new equipment or building long-term reserves, the calculator helps you develop investment and cash flow plans aligned with your goals.
Investment options x 3
The future value of money calculator lets you assess three investment scenarios:
- Growth of a single lump sum investment over time
- Value of regular monthly contributions with no initial deposit
- Combination of both: an initial deposit plus ongoing monthly contributions
To calculate any of these scenarios, simply enter 0 in any field where you’re not making a contribution. For example, enter 0 in the monthly contribution field if you’re only calculating a lump sum investment.
Monthly Investment Calculator
This calculator is provided for general illustrative purposes only and should not be considered as financial advice. The results are estimates based on the information you provide. Please consult with a qualified financial advisor before making any investment decisions.
To learn more about the time value of money and how to apply the principles to your business strategy and decisions, have a look at our article:
